This Agreement, sets forth the terms and conditions that apply to the use of this site (http://www.nrizone.com/)and all sub sites that reside under the site (collectively,"nrizone.com Sites"), by a Member. "Member" means each person who establishes or accesses a connection ("Account") for access to and use of the nrizone.com Sites. 
Restrictions on use
The nrizone.com Sites are owned and operated by The Learning Curve Publishers Private Ltd. ("the Company"), and contain material which is derived in whole or in part from material supplied by the Company, various agencies and other sources (including content partners), and is protected by international copyright and trademark laws. The restrictions on use of the material and content on the nrizone.com Sites by the Member are specified below. Except where specifically authorised, the Member may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from the nrizone.com Sites including code and software. 
By using the nrizone.com Sites (other than to read this Agreement for the first time), Member agrees to comply with all of the terms and conditions hereof. The right to use the nrizone.com Sites is personal to Member and is not transferable to any other person or entity. Member is responsible for all use of Member's Account (under any screen name or password) and for ensuring that all use of Member's Account complies fully with the provisions of this Agreement. Member shall be responsible for protecting the confidentiality of Member's password(s), if any. 
The Company shall have the right at any time to change or discontinue any aspect or feature of nrizone.com Sites, including, but not limited to, content, hours of availability and equipment needed for access or use. 
Amended Terms
The Company shall have the right at any time to change or modify the terms and conditions applicable to Member's use of the nrizone.com Sites, or any part thereof, or to impose new conditions, including but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including but not limited to, posting on the nrizone.com Site, or by electronic or conventional mail, or by any other means by which Member obtains notice thereof. Any use of the nrizone.com Site by Member after such notice shall be deemed to constitute acceptance by Member of such changes, modifications or additions. 
Use by Members
Member shall use the nrizone.com Sites for lawful purposes only. Member shall not post or transmit through the nrizone.com  Sites any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offence, give right to civil liability or otherwise violate any law, or which, without the Company's express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a Member that in the Company's discretion restricts or inhibits any other Member from using or enjoying nrizone.com Sites will not be permitted. Member shall not use nrizone.com Sites to advertise or perform any commercial solicitation of users to become Members of other on-line information services competitive with the nrizone.com Sites. nrizone.com Sites contain copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music or sound, and the entire contents of nrizone.com Sites are copyrighted as a collective or severable work under applicable copyright laws. The Company owns or have acquired a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. Member may download copyrighted material for Member's personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express permission of the Company and the copyright owner.  
Member shall not upload, post or otherwise make available on the nrizone.com Sites any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with Member. Member shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of nrizone.com Sites, Member automatically grants, or warrants that the owner of such material has expressly granted the Company the royalty fee, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. Member also permits any other Member to access, view and store or reproduce the material for that Member's personal use. Member hereby grants the Company the right to edit, copy, publish and distribute any material made available on nrizone.com Sites by Member.  
The foregoing provisions are for the benefit of the Company, its subsidiaries, affiliates and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.  
Disclaimer of Warranty: Limitation of Liability
Member expressly agrees that use of nrizone.com Sites are at Member's sole risk. Neither the Company, its affiliates nor any of their respective employees, agents, third party content providers or licensors warrant that nrizone.com Sites will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of nrizone.com Sites, or as to the accuracy, reliability or content of any information, service, or merchandise provided through nrizone.com Sites.  
nrizone.com Sites is provided on an "As Is" basis without warranties of any kind, either express or implied, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. 
This disclaimer of liability applies to any damages or injury, caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behaviour, negligence, or under any other cause of action. Member specifically acknowledges that the Company is not liable for the defamatory, offensive or illegal conduct of other Members or third-parties in cases including but not limited to any interactive communication on or through the sites and that the risk of injury from the foregoing rests entirely with Member(s).  
In no event will the Company, or any person or entity involved in creating, producing or distributing nrizone.com Sites or the nrizone.com Sites software, be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential or punitive damages arising out of the use of or inability to use nrizone.com Sites. Member hereby acknowledges that the provisions of this section shall apply to all content on nrizone.com Sites.  
In addition to the terms set forth above neither, the Company, nor its affiliates, information providers or content partners shall be liable regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in, or unauthenticity of, the information contained within nrizone.com Sites, or for any delay or interruption in the transmission thereof to the user, or for any claims or losses arising therefrom or occasioned thereby. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages. Prior to the execution of a stock trade, Members are advised to consult with your broker or other financial representative to verify pricing or other information. The Company, its affiliates, information providers or content partners shall have no liability for investment decisions based on the information provided. Neither, the Company, nor its affiliates, information providers or content partners warrant or guarantee the timeliness, accuracy or completeness of this information. Additionally, there are no warranties as to the results obtained from the use of the information 
The Company shall have the right, but not the obligation, to monitor the content of nrizone.com Sites, all interactive communication including but not limited to chat rooms and forums, to determine compliance with this Agreement and any operating rules established by the Company and to satisfy any law, regulation or authorized government request. The Company shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on nrizone.com Sites. Without limiting the foregoing, the Company shall have the right to remove any material that the Company, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable. 
Member agrees to defend, indemnify and hold harmless the Company, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorney's fees, arising out of the use of nrizone.com Sites by Member or Member's Account.  
Either the Company or Member may terminate this Agreement at any time. Without limiting the foregoing, the Company shall have the right to immediately terminate Member's Account in the event of any conduct by Member which the Company, in its sole discretion, considers to be unacceptable, or in the event of any breach by Member of this Agreement.  
nrizone.com. and/or any other trademarks and trade names being shown or used on the nrizone.com Sites are the property of The Learning Curve Publishers Private Ltd.  
Third Party Content
The Company is a distributor of content supplied by third parties and Members. Accordingly, the Company has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Members or any other user of nrizone.com Sites, are those of the respective author(s) or distributor(s) and not of the Company. Neither the Company nor any third-party provider of information on guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose.  
In many instances, the content available through nrizone.com Sites represents the opinions and judgements of the respective information provider, Member, or other user not under contract with the Company. The Company neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on nrizone.com Sites by anyone other than authorized the Company employee spokespersons while acting in their official capacities. Under no circumstances will the Company be liable for any loss or damage caused by a Member's reliance on information obtained through the nrizone.com Sites. It is the responsibility of Member to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through nrizone.com Sites. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.  
This Agreement and any operating rules for nrizone.com Sites established by the Company constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of India and courts in Mumbai shall have the exclusive jurisdiction to entertain and try any dispute arising out of or in relation to this Contract. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. 
The Company has provided or may provide links and pointers to Internet sites maintained by third 
parties. Neither the Company, its parent or subsidiary companies nor their affiliates operate or control in any respect any information, products or services on these third-party sites. The materials in the nrizone.com Sites and the third-party sites are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, the Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Company does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site, including Bulletin Boards, or the server that makes it available, are free of viruses or other harmful components. The Company does not warrant or make any representations regarding the use or the results of the use of the materials in the nrizone.com Sites or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. Member (and not the Company) assume the entire cost of all necessary maintenance, repair or correction.  
Interaction between Users
This service may include bulletin boards and chat rooms ("bulletin boards") which allow feedback to the Company and real-time interaction between users. The Company does not control the messages, information or files delivered to bulletin boards.  restrict or inhibit any other user from using and enjoying the bulletin boards. post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, state, national or international law. post or transmit any information, software or other material which violates or infringes upon the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder. Post or transmit any information, software or other material which contains a virus or other harmful component. Post, transmit or in any way exploit any information, software or other material for commercial purposes, or which contains advertising. 
Privacy Policy
The Company websites are maintained by: 
The Learning Curve Publishers Private Ltd.
Room No. 9, Kitab Mahal,
D.N.Road, Fort,
Mumbai – 400 001- INDIA
Ph.: +91 22 2208 0776.
We can be reached by e-mail at feedback@nrizone.com
Any personal information identifying any visitor to the nrizone.com Sites or Member ("Personal Information") if required, is asked for explicitly in the relevant page on the nrizone.com Sites. Personal Information is used to operate the nrizone.com Sites, and we may occasionally inform you of new features, services, and products from the Company.  
We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable the nrizone.com Sites to relate your use of the nrizone.com Sites to information that you have specifically and knowingly provided to the nrizone.com Sites. 
 If at any time you believe the nrizone.com Sites have not adhered to these principles, please notify us by e-mail to feedback@nrizone.com and we will use all commercially reasonable efforts to promptly determine and correct the problem.  
If you have questions about this policy, please e-mail us at feedback@nrizone.com